Data, airtime, cable TV and electricity on MTN, Glo, Airtel and 9mobile — delivered in seconds, with cashback credited to your wallet on every single purchase. Active agents earn up to ₦150,000 a month from cashback alone.
2GB on MTN, plus cashback in your wallet.
Transactions processed
Active users
Platform uptime
Human support
Connected to every major network and biller in Nigeria
Every service below runs on the same balance, at reseller pricing, and every one of them pays cashback.
MTN, Glo, Airtel and 9mobile bundles at reseller rates, delivered the moment you pay.
Top up any network instantly, at a discount, any hour of any day.
Turn unused airtime into money in your wallet at competitive conversion rates.
Renew DStv, GOtv and Startimes and watch it activate while you're still on the page.
Pay any disco in Nigeria and get your token back in seconds.
Send bulk SMS and buy exam pins from the same balance.
There is no minimum, no points system and nothing to redeem. A share of every purchase goes straight back into your wallet, and the more you move each month, the higher your rate climbs.
Agents running a busy shop or a reseller group regularly clear ₦150,000 a month in cashback. Rates shown are indicative — your live rate is always on your dashboard.
Four steps, and most people are buying inside two minutes.
Sign up with a phone number. No waiting on verification.
Card, bank transfer or USSD. Funding reflects instantly.
Pick a service, confirm, done.
Your share lands back in the wallet on the same transaction.
Rates move whenever the networks move theirs, so prices here are pulled live rather than printed once and left to go stale.
Network pricing changes often. Rather than show you a number that may already be out of date, we keep the full rate list where it stays accurate — one tap after you log in.
See today's ratesTwo ways to go further, whether you sell to customers or write the software.
Run your own VTU business on our rails and keep the margin, plus cashback on everything your customers buy.
Drop our services into your own app with a REST API you can read in an afternoon.
Notes from users and agents running on Swyft-Data daily.
The cashback is the part people don't believe until they see it. It covers my shop rent some months.
VTU agent, Lagos
Integrated the API in a weekend. Sandbox behaved exactly like production, which is rarer than it should be.
Software developer, Abuja
Airtime to cash saved me during an emergency. Money was in my wallet before I finished explaining it to my brother.
Student, Enugu
It is credited to your Swyft-Data wallet on the same transaction, not held back for a monthly payout. You can spend it on your next purchase or withdraw it.
Yes, at volume. Cashback is a percentage of what you transact, so agents and resellers pushing several million naira a month reach that range. The calculator above shows what your own volume would produce.
Network rates change regularly. Your dashboard shows the current price for every plan at the moment you buy, so you are never quoted a stale figure.
Data, airtime and cable renewals are typically delivered in seconds. If anything is delayed, support is reachable 24/7 and failed transactions are reversed to your wallet.
Funding runs through licensed payment partners, and every transaction is logged in your history with a reference you can quote to support.
Join the users and agents already earning back a share of everything they buy.
Questions, partnerships or a transaction that needs a human — we answer.
Lagos State, Nigeria
24/7, including weekends